John Smith

Firstly, please don’t worry, we will work with you and come to an arrangement which is right for your personal circumstances. At H&T we want you to get your item back and we provide one month’s gra...

If you have some available funds that you would like to put towards your loan, but is not enough to pay off the entire loan, we can put a partial payment against your outstanding loan. A partial pa...

Because this is a new program, you won’t be able to get rewards for friends you’ve already invited in the past.Anyone you’ve previously invited will also be removed from the Potential Earnings sect...

You can see this under Potential Earnings in the Invite section of your app. From here, you can remind your friends, see if they’ve made their first card transaction and even track your total earni...

You can only see this option in your HandyFin app if you live in the UK or Germany. This is because the Invite and Earn program is currently only available for our customers based in these 2 count...

Once someone you’ve invited has made a relevant card transaction, we’ll credit the reward to your account as soon as it’s cleared.  Card payments often take 2-3 days to clear, but usually no more t...

There are a few reasons you might not have received your reward yet: Your friend may not be a UK resident and so cannot partake in the Invite and earn program You or your friend aren’t eligible fo...

You’ll be able to see the reward amount in the Invite section of your HandyFin app. This amount may change and could also be different for you and the friends you invite. Keep in mind that if you'r...

You can start earning rewards if you've a HandyFin account already, and are living in the UK. If you invite a friend who doesn’t live in the UK, you or your friend might not receive the reward.

To start earning rewards, you and the people you invite will need to be living in the UK. You’ll both also need to order and activate a physical HandyFin card. Once someone you’ve invited has signe...