John Smith

When you take out a “borrow more” loan (also known as a top-up loan), the interest rate and APR on your new loan may differ from those on your existing loan.This is because we apply a blended inter...

Best practices to redeem your HandyFin voucher.Have your voucher SMS or WhatsAppHave your proof of IDGo to the chosen Booth, Branch or Collection PartnerEnsure you have the original voucherDo not f...

You can see your limit on the HandyFin Boost home screen - just click on HandyFin Boost from the Explore tab of your app. The limit will be at the top of the page. Your Boost limit is based on the ...

When you start using Boost, you’ll be assigned a limit based on the information you provide during the application process. As you use Credit Builder and HandyFin Boost, your credit score and over...

Yes, you can repay a boosted transaction early and save yourself some interest at the same time. Here are some key things to remember: You can repay one boosted transaction early at a time. You ...

We’ll notify you of a missed repayment through your HandyFin app. We’ll also try to deduct the missed amount from your GBP balance. Here’s how: On the repayment date, we’ll attempt to deduct the r...

You might not always have the necessary amount available on your balance the day it’s due. After missing a HandyFin Boost payment, you have 7 days to cover it without any extra cost. If it’s been ...

Because your credit score reflects your ability to keep up with all your credit commitments, any missed repayment will have a negative impact on your credit score. The impact will vary depending o...

To avoid missing HandyFin Boost repayments, keep track of the upcoming repayment dates - we’ll always show you the next one on the HandyFin Boost home screen. If you have multiple boosted transact...

If you have several missed Boost repayments, your HandyFin app only allows you to pay them off all at once in one lump sum. Covering the full amount at once will also help improve your credit score...