Will HandyFin search through my past credit history as part of my HandyFin Boost application? If so, how will this be done?

As part of the application process, we’ll look through any existing credit commitments you may have elsewhere. This is to make sure we’re lending money responsibly and that there isn’t too much financial burden on you as a part of the application. 

We do this by running a soft search on your credit file. But don’t worry - this has no negative impact on your credit score.

Find out more about soft and hard searches here.