What are the limits of my business account?

When we open your business account, it’ll have a default maximum account balance of £50,000. After 3 months, you can apply for a higher limit of up to £100,000.

We’ll base our decision of whether to increase the limit on several things, such as you keeping up with monthly fee payments, your account history, or the reason behind your increase request.

The other limits on business accounts are:

• Adding cash via Post Office: £500 per transaction per day

• Adding cash via PayPoint: £249 per transaction, £2,500 per week and £5,000 per month

• Cash withdrawal via ATMs: £500 per transaction, £2,000 per week and £4,000 per month

• Cash withdrawal via cashback: depends on the store operator and is usually £50 or £100 per transaction

• Card payments are limited to £10,000 per transaction and £20,000 per month

You can find the full list of limits for our business accounts in our Business terms and conditions here.